When you’re an agency spending $10K, $50K, $100K a month or more on FaceBook and Google ads, deciding on which credit card to use to pay for them is complicated.
A whole lot is riding on your decision.
What card is going to be best for you?
You might be tempted by the prospect of earning an insane amount of travel and rewards points. Maybe you’re looking for the prestige of a card that lets everybody know you’re a big cheese. Or perhaps perks like a membership at exclusive clubs, big discounts on services merchandise, or a gift card to an upscale store.
What card is going to be best for your business?
If you’re smart you might be looking at cards that offer cash back instead of points and special privileges. Either way, with most credit cards you’re going to have to decide whether or not you’re okay with pouring part of your profits into annual fees, double-digit interest rates, having to be personally on the hook and risk losing your home if you run into financial trouble and can’t pay.
Figuring it all out can be mind boggling.
Getting a Stripped Down Credit Card for Facebook Ad Spend
Might Start Sounding Pretty Good
And simple is what the Citi® Double Cash Card hangs its hat on. The Points Guy calls it “Simple and Rewarding”. And goes on to say.
“With up to 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — it’s difficult to beat this no-annual-fee card. Plus, now you have the option to convert your cash-back rewards to ThankYou points. Card Rating*: 
½”
I’d have to seriously disagree with that assessment if you’re planning on adding this card to your Facebook or Google ad spend credit card rotation. “Simple” is going to cost you in ways you may not have thought about. Let me tell you more.
What You Get with Citi Double Cash Card is Pretty Paltry Compared to AdCard
While the fact that the Citi card doesn’t restrict the kind purchases that you can earn cash back on to travel, gas groceries or whatever, they don’t or put a cap on cashback qualifying spend , and no-annual are all good, a lot of other things aren’t.
Let’s stack them up against each other and see what you get.
If your ad spend is $10K a month or more
AdCard is the best card for Facebook advertising.
 The Citi® Double Cash Card | V.S. |  FunnelDash AdCard |
|---|---|---|
• Earn 2% unlimited cash back on anything you buy.When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase. | Earning up to 4% is TWICE AS GOOD as earning 2%. So there’s that.-- for starters. | |
Credit Limit is Limited | If you're scaling aggressively, you’re paying down multiple cards multiple times a week. Compare that to AdCard. We underwrite your accounts every single day to ensure you have the highest limits and the maximum amount of float. That means no pre-payments prior to weekends when you want to have the cash to step on the gas. | Credit Limit is Unlimited based on ad spend. The more you spend the higher your limit so you can scale your business fast without depending on or affecting your FICO score |
Qualification is based on FICO score. |
With AdCard there’s No worrying or wondering if you’ll get approved.-- or dinging your credit score. |
Qualification is based on having a monthly ad spend of $10,000 or more -- Not based on FICO score |
You can add anyone as an authorized user on your Citi credit card which will have the same account number and address. No Annual Fee or additional costs. | if one of multiple accounts you’re paying with the Citi Double Cash Card gets banned -- they ALL get banned. AdCard gives you unlimited virtual cards for ads, each with a unique number, name and address for each ad account, business manager, campaign to avoid a total shutdown if one account gets banned. | Get an unlimited number of debit and virtual cards for ads -- each with its own unique number, name and address. All with No Annual Fee or additional costs. |
0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness. No cash back on balance transfers. | AdCard is automatically paid off as you go so APR is Irrelevant. | N/A |
NO Annual Fee | A good thing for both cards. | NO Annual Fee |
Personal Guarantee Required | With AdCard, you’re not risking your house or credit score | NO Personal Guarantee Required |
Absolute BEST benefit according to The Points Guy: it earns up to 2% cash back on all purchases (1% when you buy, plus 1% as you pay), with no annual fee | Compared to earning up to 4% unlimited cash back on Facebook ad spend, getting a pitiful 2% seems like...not the smartest business move. | Absolute BEST benefit according to EVERY ADVERTISER who uses it to buy Facebook ads. Tens of thousands of dollars (even millions if you’re spending a ton) CASH BACK from this credit card for Facebook ads to plow back into spend. |
Apply for AdCard Now. get the Highest Cash Back and Credit Limits for Facebook Ad Spend
The average small business has 5 credit cards with a balance of about $32k that they have to keep track of. There’s a better way than rotating through dozens of low limit credit cards to get the funding you need to scale when you can get it all with AdCard -- the best card for Facebook ads with the high limits and more you need to grow your business.
