How The American Express Blue Business CashTM Card* compares to the AdCard for Cash Back.

Written by: Zach Johnson

So it’s the New Year and you might be thinking of looking into getting a new card or switching some out to fund expenses for your business or agency. 

The fact is that the average business has 5 business credit cards with an average balance of $32,000.  With that kind of money -- or more -- in play you need to be very aware of what you’re getting and not getting from your collection of cards.

Before you add another card, it pays to do some research.  Chances are you may have done some by Googling “best credit card for business”, “best credit card for small business” or “best credit card for business cash back” .

When I plugged in those search words, the American Express Blue Business CashTM Card cited below came up as 2021’s “best credit card for business” as rated by  And maybe it is -- if you’re happy getting 2% cash back spending $50,000 a year on stuff like office supplies and company lunches.

But what if you’re spending $50,000, $100,000, $250,000 or more A MONTH on Facebook ads for your own business or a robust roster of clients?  Then the garden variety best credit card for business definitely isn’t the best card for YOUR business.  Not by a long shot.

Best Credit Card for

Business 2021

American Express Blue Business CashTM Card*

FunnelDash AdCard

Your Heading Here

  • Earn 2% cash back on all eligible purchases up to $50,000 per calendar year.
  • Earn 1% cash back on all eligible purchases after spending $50,000 per calendar year.

  • Earn up to 4% cash back on unlimited Facebook ad spend.

Credit Limit

Based on FICO score.

Based on qualifying with a monthly ad spend of $10,000 or more -- Not based on FICO score.


Based on FICO score.

Based on qualifying with a monthly ad spend of $10,000 or more -- Not based on FICO score.

Additional Cards

Add additional physical employee cards with same account number for no annual fee,

Unlimited number of virtual debit and charge cards -- each with a unique number, name and address for each ad account, business manager, campaign to avoid a total shutdown if one account gets banned.

Eliminates time and expense of managing employee cards. No annual fee or additional costs.


0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate of

 13.24% - 19.24%,  based on your creditworthiness and other factors as determined at the time of account opening.


Annual Fee 

No Annual Fee 

No Annual Fee 

The new AdCard  is 

the best business credit card -- for you.

Which is why I want to bring the new FunnelDash AdCard in Partnership with MasterCard to your attention.  Created by online advertisers specifically for advertisers, AdCard gives you cashback on ad spend at a level you may find hard to believe -- and impossible to pass up.

The chart gives you the nitty gritty, but here’s some simple math based on AdCard’s exclusive up to 4% unlimited cash back feature.

Say you spend $10,000 a month on Facebook ads and put it on the American Express Blue Business Cash Card.  You’ll get 2% = $1,000 cash back total for the first 5 months and 1%= $700 cash back for the last 7 months of the year.  A grand total of $1,700 cash back on a $120,000 ad spend.

Contrast that with putting that same $120,000 ad spend on AdCard.  During that same 12 months, could earn up to 4% cash back = $4,800 a year.

That is not a typo. That’s $4,800 that you can pour back into ads that will help you or your clients scale exponentially.  If you’re spending $100,000 a month it adds up to $48,000. (If you put it on the AMEX card, your 2% cash back would top out at $1,000 the TWO weeks of month one.) 

  • Unlimited Ad Copy & Creative 
  • Unlimited Ad Audits and Benchmark Reports with AdAdvisor 
  • Advanced Spend, Budget, and Pacing Controls 
  • Up to 7.5% Cashback on Ad Spend 

And you’ve got a funding option that you definitely need to consider if you’re spending $10k a month on ads or more

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