How The Platinum Card® from American Express Compares to AdCard for Facebook Advertising.

Written by: Zach Johnson

“Membership has its privileges.”

That original American Express tagline still defines most of its card offerings -- and if you’re primarily looking for luxury level travel privileges and perks The Platinum Card® from American Express may well be the ideal card for you.

If you’re looking for the best card for Facebook ads, it isn’t.  

I’ll tell you why in a minute.  

But first let’s look at The Platinum Card® from American Express.

The Points Guy  gives this card a 4.5 out of 5 stars rating.  A big part of the draw right now is the 75,000 welcome bonus offer that’s worth $1,500 -- which works to offset the card’s hefty $550 annual fee.

Great for those who value gas, groceries, and showering in airports.

Another component of the welcome off is that for the first six months of card membership, you can earn 10x points at U.S. gas stations and grocery stores on up to $15,000 of combined purchases.

That’s in addition to the card’s core travel benefits such as 

  • Trip insurance that covers
  • Up to $10,000 if have to interrupt or cancel your travel
  • Up to $500 in additional expenses if your trip is delayed for more than 6 hours (both only if for covered reasons)
  • Shopping protections for theft, loss, or damage within 90 days of purchase
  • Extended Warranties on Products
  • Gold Status and Marriott and Hilton
  • Gold membership at select car rental companies
  • Access to the AMEX Fine Hotels and Resorts program
  • Up to a $200 annual airline fee credit to use to pay for extra luggage, inflight food, drinks, and entertainment on ONE airline.
  • Access to American Express and various other airport lounges  where you can get something to eat and drink and a hot shower.
  • Up to $200 statement credits on Saks Fifth Avenue purchases, Uber rides, Global Entry and TSA Pre-Check fees.

Best of all, you can use those hundreds of thousands of points you earn for -- wait for it…

Travel!  Which is not necessarily a bad thing if that’s what’s most important to you and your Facebook advertising agency…

… opposed to maxing out your ad spend on campaigns that are crushing it for you and your clients.

If your ad spend is $10K a month or more

 AdCard is the best card for Facebook advertising.

The Platinum Card® from American Express*


FunnelDash AdCard

Earn a Welcome Bonus of 75,000 Rewards Points plus 10x points at U.S. gas stations and grocery stores on up to $15,000 of combined purchases in your first 6 months of card membership then…

  • Earn 5X on flights

  • Earn 5X on prepaid hotels
    Booked on Amex

  • Earn 1X on everything else

    (including Facebook ad spend)

Earning huge amounts of cash back to buy more ads is better than racking up hundreds of thousands of travel and dining points you’ll probably end up never using.

  • Earn up to 4% cash back on unlimited Facebook ad spend.

Credit Limit is Limited
based on your use of the Card, your payment history, credit record, financial resources known to us and other factors.

If you're scaling aggressively, you’re paying down multiple cards multiple times a week.

 Compare that to AdCard. We underwrite your accounts every single day to ensure you have the highest limits and  the maximum amount of float.  That means  no pre-payments prior to weekends when you want to have the cash to step on the gas.

Credit Limit is Unlimited based on ad spend.  The more you spend the higher your limit so you can scale your business fast without depending on or affecting  your FICO score

Qualification is based on
FICO score -- PLUS

 whether or not you’ve opened 5 or more credit card accounts in the past 2 years.

No worrying or wondering if you’ll get approved.-- or dinging your credit score.

Qualification is based on having a monthly ad spend of $10,000 or more -- Not based on FICO score

Get up to 3 additional physical cards with the same account number for $175.

Get additional physical cards beyond that with the same account number for $175 each

if one of multiple accounts you’re paying with the 
American Express Platinum Card

gets banned -- they ALL get banned.

AdCard  gives you unlimited virtual cards for ads, each with a unique number, name and address for each ad account, business manager, campaign to avoid a total shutdown if one account gets banned.

Get an unlimited number of debit and virtual cards for ads -- each with its own

unique number, name and address.  

All with No Annual Fee or additional costs.

15.99% to 20.99% based on your creditworthiness and other factors as determined at the time of account opening.

 This APR will vary with the market based on the Prime Rate.

AdCard is automatically paid off  as you go so APR is Irrelevant.


$505 Annual Fee for the First Card.

 Additional fees for additional cards.

Why pay an annual fee when you don’t have to?.

NO Annual Fee

Personal Guarantee Required

Absolute BEST benefit according to The Points Guy:

With AdCard, you’re not risking your house or credit score

NO Personal Guarantee Required

Absolute BEST benefit according to EVERY ADVERTISER who uses it to buy Facebook ads.

Travel Rewards

Compared to earning up to 4% unlimited cash back on Facebook ad spend, getting free flight  and hotels seems like...not the smartest business move.

Tens of thousands of dollars (even millions if you’re spending a ton) CASH BACK from this credit card for Facebook ads to plow back into spend.

Apply for AdCar Now.  And  get  theHighest Cash

 Backand Credit Limits for Facebook Ad Spend

The average small business has 5 credit cards with a balance of about $32k that they have to keep track of. There’s a better way than rotating   through dozens of low limit credit cards to get the funding you need to scale when you can get it all with AdCard -- the best card for Facebook ads with the high limits and more you need to grow your business.

Exclusive Cardholder Benefits

  • Highest Limit for Ad Spend -- Guaranteed. Forget dinging your FICO score to get a higher limit.  AdCard gives you all the ad spend funding you need to grow your business without hurting your ability to secure future funding from other sources.
  • Account Ban Protection  Unlimited virtual debit and charge cards for ads so you can scale to the moon without the fear of getting banned.  Lets you use a card with a unique number, name, and address for each ad account, business manager, campaign, and network. Also eliminates the expense of cumbersome employee cards.
  • 7.5% -- Highest Cashback Card Available  AdCard gives you up to  30 days 7.5% on your Facebook ad spend when you refer a friend each month.

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